C CP PHP QUN L TRN TON CU IFSC60345TS IFSC60345APM AN TON BO M TIN VN Ti Khon c tch Bit ti cc ngn HNG HNG u ca EU TRN 250 CNG C GIAO DCH Giao dch Forex, Kim loi Giao ngay CFD S LA CHN TUYT VI CC LOI TI KHON 8 loi ti Khon cho cc nh giao dch nh ut CC KHUYN mI CUC THI TT NHT Khuyn mi CUC thi TRN ti Khon Live-Demo tuyt vi NP TIN MIN PH RT TIN nhanh CHNG pHNG thc thanh Tonne DNG Nh mi gii Ton cu vi c th c Tipp cn ti Nc s ti Ti Khon Demo MIN PH vi sd 1.000.000 USD Cc hng dn amp bi vit tng bc Hallo tho qua web trc Tuyn amp hallo tho ti nc s ti H tr mt km mt BNG 16 ngn ng Nh qun l Ti Khon Ring CHNH LCH THP t 0 pip n von ln ti 1: 1000 Thc hin giao dch Siu nhanh Cc cng c giao dch Forex cng ngh cao Bo v chng li ri ro amp eine Tonne ti u ty thuc vo loi ti Khon Khng cn ph Tin np ti thiu THP Kim sot hon ton Ti Khon ut CABn Np Zinn v rt Zinn nhanh chng Tht ln Gin, Linh heiß v einer Tonne Thng hiu FXTM c cp php v qun l ti nhiu vng lnh th Khc nhau. ForexTime Limited (forextimeeu) c qun l bi y Verbot Chng Khon v Giao dch Cng ha Sp vi giy php CIF s 18512. c cp php bi y Dch Verbot v Ti CHNH (FSB) ca Nam Phi, vi giy php FSP s 46614. Cng ty cng ng k vi C quan Qun l Ti chnh ka Vng Quc Anh vi s 600475 vc mt chi nhnh thng trc ti Vng Quc Anh. FT Global Limited (vorgängig) c qun l bi y ban Dsch v T chnh Quc t Belize vi Giy php s IFSC60345TS v IFSC60345APM. Cnh bo v Ri ro: Giao dch Devisen v CFD Zeit n mc ri ro cao v c th dn n mt vn u t. Bn khng nn u t nhiu hn mc bn c th mt v nn m bo rng bn hiu y cc ri ro c lin quan. Giao dch cc sn phm c s dng n durch c th khng ph hp vi mi nh u t. Trc KHI giao dch, VUI lng cn NHC n trnh kinh nghim, mc tiu u t CABn v tm kim s t vn ti CHNH c lp nu cn. Khch hng c trch Nhim xc nh CHNH xc liu h c c php s php l ti QUC gia c tr ca MNH Heu khng DNG cc dch v ca thng hiu FXTM da trn cc yu cu. Vui lng Tonne vn Thng bo Ri ro ca FXTM. Hn ch v khu vc. Thng hiu FXTM.............................................. Tm hiu thm trong MyFXTM. Giao dch bng th c x l thng qua FT Global Services Ltd, S ng K HE 335426 v c a ch ng k ti Tassou Papadopoulou 6, Cn h phng 22, Ag. Dometios, 2373, Nicosia, Cng ha Sp, mt cng ty con hon ton thuc s hu ca FT Global Ltd. 2011-2017 FXTM ltimg height1 breite1 alt Styledisplay: keine srcfacebooktrid1459261824389679ampampevPixelInitialized GTBi vit s GIP Mrd. chn loi th VisaMasterCard ph hp nht vi nhu Cu C 3 loi th ny u s dng tt vi PayPal, Scheck vi ngn hng VCB Vietcombank th khng th dng th Debit m bn phi dng th Gutschrift. Hinr c 3 loi th l Debit (ghi n), Kredit (tn dng) v Prepaid (tr trc). Trc Zinn, bn cn Bit v c im ca 2 loi th: - Th Visa (Mastercard) Debit: cn gi l th ghi n, trong ti Khon Mrd. c bao nhiu th Mrd. ch DNG c trong gii hn. - Th Visum (MasterCard) Kredit: cn gi l th tn dng. Bn c th dng qu s tin hin c tong ti khon, s tin ny s c ng trc t ngn hng. S lng ng ty thuc vo mi ngn hng v n ng g bn tn chp. S tin ca ngn hng ng b n s c min li sut trong mt khong thi gian (thng l 45 ngy). Bitte beachten Sie, dass die Zahlung per Banküberweisung, Banküberweisung oder Banküberweisung erfolgt. Gt Xem thm thng Zinn v cc loi th Visa ca cc ngn hng. U, nhc ca tng loi th: - Th Einzugsermächtigung: v ch dng trong s tin mnh c nn bn c th ch ng qun l chi tiu hn. - Th Visa Kredit: s Zinn bn DNG l Dose ca ngn HNG nn s eine Tonne hn trong cc giao dch, ngoi ra mi giao dch u c ghi li r RNG, Chi tit. S tin ca bn trong ti khon vn c th sinh li hng ngy. Kt Lun: nu bn giao dch ln v giao dw thng xuyn th dng Visum Kredit rt c li. Nu Mrd. lm n nh l th Visa Debit s tt hn vi mc ph giao dch THP, khng mt ph chuyn i tin t nc ngoi, ng k v giao dch nhanh gn hn. Nng nu bn c kh nng qun l chi tiu, v li hay s dng giao dch trn th th Visum Kredit lun ls la chn hng u. LU: Gn y VNPayPal n nd c kh nhiu thc mc v kh nhiu kin v vic khng verifyberprüfen c PayPal vi th VisaMaster Karte ca ngn hng VCB. V vy, bn nn trnh s dng th ca ngn hng ny hn ch ri ro. Hin ch c th Visa Debit VCB bn hy lm th VISA KREDITIERUNG VCB gp tnh trng ny, nu mun s dng. Mt s kin khc: Vi kinh nghim hn 10 nm s dng th tn dng Vitem, theo ti c 2 u c li th Ring. Th Kredit vn c 2 loi: - Tn chp: khng cn k qu, ngn hng s xem xt cp hn mc th da trn uy tn, thu nhp. Trong khi cc ngn hng ti t nhn v c phn kh thong vi hnh thc ny, th nhiu ni vn cn kh cng nhc. - Th chp: phi ng tin qu m bo vi li sut thp v khng c rt ra khi vn cn s dng. Ein s cc ngn hng u c hnh thc ny vi hn mc khc nhau t 5 triu n vi trm triu tu theo s tin k qu. T nhu cu s dng kh ln c ot tr ng n ng n ng k n s t ri ro, cc ngn hng pht hnh thm th Belastung kt hp th ATM. Hnh thc ny kh linh ng v ph hp cho i s s ngi dng V e rh a nd B e ti nd linh ng ca n. Im khc nhau r nht gia th kredit v debit l ch s c in ni trn th kredit v in chm trn th debit. Theo kinh nghim ca Ring ti, nn cc 2 loi th v th Abbuchungs c kt hp ATM s rt Zinn d DNG mi ni Vit Nam vi chi ph THP-hoc-min ph, trong KHI th Kredit rt Zinn vi chi ph rt cao (thng l 4 trn tng s Zinn). Trc trc vi th Abbuchungs m cc bn nu ra thng l do qun h thng l ca ngn hng hoc-loi th (Visa, Master, Amex.) Ch khng phi tun Debit khng c chp nhn vc Mrd. ngi nhn Zinn khng Quan tm l Lastschrift, min lh ly c Zinn. V ri ro cao hay thp, ti ngh l do s hn mc s dng, th kredit hn mc 5 triu tt nin s t ri ro h n th Debit c 100 triu trong ti khon. Vic qun l ri ro ch yu do cch s dng th hn l loi th. Quyt nh nn chn th nein, bn nn da theo cc yu t sau y: - Ngn hng uy tn. - Loi th: hin ti Vit Nimmt man ein Bit nt l Visa, Master nn tin cho vic thanh ton. Amex hin thi ti Vit Nam khng ph bi lm nn kh bt Zinn. - Chi ph: cn cn nhc v hiu r chi ph, thi gian n hn n, v c ß pht li s s s s c h a ng ng h ng. cc ngn yl iu hng rt ch cp vi khch hng nu h khng hallo, vcl TRN 50 ngi DNG th cng khng hiu r CCH tnh li sut pht ca ngn hng, ch n KHI dein cao qu mi git MNH vas tnh theo li gp ngy . Ngoi ra, cn mt loi th na cng c dng trong alsh ton trc tuyn l th Prepaid (tr trc). Loi th ny c s dng thay th Zinn mt Trong als Tonne hng ngy. Loi th Prepaid c VisaMasterCard c th dng alsh ton khi mua hng trc Spitze hoc mua hng online trn ton th gii. Thtr trc c coi nh mt loi th d tr gi tr, ngi s dng th phi tr trc m t s tin np trong th. Th C th tun ngn hng, t chc ti CHNH pht hnh, cng C th cc Doanh nghip lin kt vi ngn hng pht hnh cho khch hng khuyn khch s DNG sn phm, DCH v ca Doanh nghip tun. Visa, MasterCard, American Express, Visa, MasterCard, Visa, Maestro, Visa, MasterCard, Visa, Maestro, Visa, MasterCard, Visa, American Express Bitte beachten Sie, Loi th ny mang y tnh nng nh mt th tn dng hay ghi n quc t nh: - C th ti quy giao dch ca n v chp nh th. - t hng v ash ton qua th hoc in thoi, - Thanh ton trc tuyn qua Internet - Rt tin mt t meine ATM mang thng hiu ca t chc th. Ngoi nhg t n ch thh tn dng quc t, th tr trc quc t cn c thm nh ng li ch sau: - Ch th khng cn m ti khon ti ngn hng. - Khlg cn thc hin k qu hoc tn chp. - Mt s Loi th Tr trc khng nh danh nh th du lch (Reise-Prepaid-Karte), th qu tng (Geschenk-Karte) c th c giao cho ngi di 18 tui s dng. Lu vi ngn hng ACB: Khi ra lm th bn sc 2 la chn l th Visa-Vorauszahlung (tn trc yl Visa-Lastschrift) khng lin kt vi ti khon ngn hng v th Visa Debit (Lastschrifteinzug für ACB t thng 082010) C lin kt. Vi th Visa Debit c lin kt bn phi chu thm ph ph duy tr 10.000 vnd mi thng nu ti khon di 500.000 vnd (nu tr n 500.000 vnd th min ph ph). V VY, BN CH CN LM TH VISA PREPAID L C TH RT ZIN T PAYPAL, KHNG BT BUC PHI LM TH VISA DEBIT. Cc th Visa Debit trc y (nein i thnh Visa Prepaid) Vn c th rt zinn t PayPal bnh thng. 2 loi th ny u c th dng überprüfen v rt tin t PayPal. Credit Heu Debit Theo kinh ngim c nnn ti th nn dng th Kredit v nu nvm chng ta giao dch vi c xu, hs phi ng u vi mt cng ty Kredit (nh Visa chng hn), ch khng th ly Zinn mt cch d dng Nh trong th Abbuchung ca mt c nhn. Ni mt ck khc, khi dng th Kredit th nu c mt Zinn th khng phi tin ca c n nn, m l tin ca cng ty Kredit. H c cch bo v tin ca h, cn nu tin ca c n ng b rt th kh lng thu hi li. Tuy nh nd, ni chung th kredit thng b tnh l ph cao hn th debit khi s dng nc ngoi hay trong mt s giao dch. Sie haben noch keine Artikel in Ihrem Warenkorb. Vi bn th th Debit l ph hp Vi nng c im nh bn ni (thnh thong mi giao dch, ch yu l mua hng trn mng, giao dch khng nhiu, gi tr khng ln) th bn c th dng th Debit l c ri. Th Kredit th t n ch ln nt l vic s dng trc - thanh ton sau, nn nu bn ch yu quan tm n kha cnh zinn ch c th ch khng phi l kha cnh ti chnh th bn c th dng th Debit. Ngoi ra, mnh cng ni thm lbn cng c th hn ch ri ro khi s dng th tn dng bng ck ng k hn mc tn dng va phi, ch va so vi nhu cu l c. Th Debit Hay Credit, kh s dng trn Internet, ch cn c kin thc phng chng Phishing l c th ein tm. C hai th u ri ro tng ng Th Debit ki b l th ti khon ngn hng ca bn cng b ri ro theo, do nguy c bn b mt ht Zinn trong ti khon cng cao. Th Kredit Khi b l th bn thiu n ngn hng pht hnh th, bn s chu trch nhim tr n ny nhng cn kh nng bn khiu ni gim trch nhim ca mnh. Vic giao dch thnh cng heu khng th trn l thuyt khng c khc nhau nhiu trong t l gia hai loi th. .................................................. Kin ca ring ti th c n nd ti thch s dng th Credit hn Lastschrift. L do, th nht l th Kredit k ont ti c tsch thng khi ti s dng. Th hai l nh ti cp pha trn, nu b l thng zinn th ti cn kh nng khiu ni gim trch nhim tr tin. Th ba l nu b l thng zinn ti c th ng th ngay lp tc m khng nh hng n cng vic hay ti khon ngn hng ca ti nhiu. Cc kin nu trn l ni n th ng hang nh lm th thng dng nh th gii Visum v Master. Cn nhg th khc nh Entdecke, American Express ..v. v. Th li l chuyn khc. Nguyn Thanh Phong Khng c giao dch th nein und ton 100 Debit khi ht tin th khng s dng c (tr trng hp ng k thu chi) c n Kredit th ht hn mc vn c th xi c (b pht vt hn mc). Cn cc giao dch ri ro l nh nhau nu l m s th v cc thng Zinn trn th (h tn, ngy ht hn.) V nhiu ri ro khc (nh b n cp thng Zinn th, qut th 2 ln trn 2 my). Khi c nng thng tin ny, ngi ta c th thc hin cc giao dch trn mng Internet m a phn dng mua Konto herunterladen, vt phm Spiele. V nhiu ti sn o khc m mua xong h chuyn nhng c ngay n n hu nh khng tm li c. I nc ngoi th nn s dng Visum v khng mt ph chuyn i tin t, cn xi nhu Trong nc th Master. Nn dng c hai th Kredit v Debit Chc bn hiu r s khc biss gia hai loi th, theo ti bn nn s dng c hai loi. Th nht, khi bn i ra nc ngoi m ch s dng mt loi th nu khng kann gp s c nh nut th (khi rt Zinn) hoc khng alsh ton c loi ny th c loi khc d phng. Th hai, khi bn dng th r t Zinn th ph rt Z eit th th th gian khng chu li nu bn. Zinssatz thp hon nhiu so vi ph ng zinn mt ca th kredit, ngc li khi bn alsh ton bng th kredit th c th c mt thi gian khng chu li nu bn (Tu theo l th VISA-Heu-Master-Karte). Th ba, nü ch c mt th th d b ng bi hn mc alsh tonrt tin mt hn l c 2 th. Nn hay khng nn dng th Kredit-Heu-Belastung Nu c iu kin th nn dng th tn dngcredit Karte v c nhiu thun li. Tt cs giao dchtransaction tun cng ty th tn chi tr cho mnh trc. Trn ha n cho mhh thy r s Zinn, mua tr u, gi v ngy. Khi chi tr bng th Kredit, ein s cc siu thi i hi CMNDID so snh tn cho eine Tonne cho c 2 bn. Nu b mt th th, gi cng ty Kreditkarte hycancel s ti khon ngay. Th tn dng 1 thng (30 ngy) ha n gi v mt ln, sau mnh alsh ton s tin chi tiu cho cty tn dng lin th mnh khng phi tr li sut cho cng ty. Khi giao dch s tin ln rt li nn mnh v tin ca mnh trong ngn hng vn c li hng ngy. Sau ny mnh c lm n ln vi vay mn, th cc ngn hng u xem xt vo s im tn dng ca mnh tt (tr ha n cho cd tn dng ng thi gian quy nh khng), hay xu l khi mnh chi tr cho Ct tr hn. Nu mnh Bit l 1 Heu 2 Tun na mnh s c Zinn, th mnh s dng th tn dng mua sm trc. Ni chung, kim c 10 ng th xi 6 ng, rt eine Tonne. Cn khng thi nn s dng debitATM, c nhiu chi durch nhiu, v cc giao dch zinn ly thng ca ngn hng minh, v khi khng cn Zinn th th Debit se bo ht. Cch tt, l khng mun b mc n, xit n, ri lin quan n php lut. Vi mc ch s dng bn nn s dng th Debit Vi nhng mc ch s dng m bn nu, bn nn s dng th Debit (VISA hoc Master wahlweise). Tt nt l nn s dng ca cc ngn hng quc t v NH Trong nc c uy tn nh VCB, ACB, HSBC, ANZ c cc cng c rt hin i bn qun l ti khon trong th. Vit dng th Debit s gip bn trnh khi b mt Zinn trong th bi vi th ny bn ch tiu c khi trong ti khon ca bn c tin v bn ch tiu s tin tng ng m mnh c. Vi th Kredit, bn sc ngn hng tm vay sau khong 30-40 ngy mi phi alsh ton (s Zinn bao nhiu tu Theo hn mc ca th) tuy nhin bn s gp ri ro khi b mt mt khu vs th, lc ny ngn Hng kh phn Bit c bn tiu hay ngi khc tiu m bn ch pht hin c khi Zinn ca mnh b mt ri. Th Debit l hp Bn dng th Debit l ng nhin ri. Th mua hng giao dch qua mng nn dng th Debit. Dng np va mt s tin va giao dch thi khng trong nhiu Zinn trnh ri ro mt Zinn. Trong th c bao nhiu zinn bn ch dng c tng, cng nh nu mt cng tng. M ti giao dch trn mng VN cha c bo m v ein ninh lm, nhiu ri ro nh mein tnh b nhim Trojan n cp thng tin chng hn. Th Kredit l th ghi n trong ti khon ca bn c 0 ng nhng vn c th tiu thm mt khon tun mi ngn hng quy nh cho loi th v s tin ny bn phi hon Tonne chu trch nhim v bt c l do g. Nguy c mt zinn nhiu l kh cao nu l thng Zinn th. Th ny ch nn dng i nc ngoi v dng chi tr trc Spitze (qut th). Mua v meine bucht trn mng, bn nn dng th CREDIT v khng phi WEB SALE keine cng chp nhn th DEBIT. Mt im c li cho ch th CREDIT l cha phi ash ton ngay trong vi tun trong khi th DEBIT s tr zinn tc th khi bn chi tiu. Eine Tonne nn dng th CHIP ca cc ngn hng c uy tn. Th Belastung l xi tin ca mnh, dng alsh ton cng d dng nh th Kredit. Tuy nn nc ngoi, cc khch sn thng khng thch th Debit khi dng th chn (Anzahlung) tin phng. Hnh nh nguyn do l tin th chn th lun ln hn tin phng, h kh hon tin li hn hoc phi mt nhiu thi gian cho khch hng hn nh khi thanh ton bng th Kredit. Thng ti dng c hai, Anzahlung bng Kredit v vdh ton bng Debit. Cc khch sn thng ch nhn Kredit Theo kinh nghim ca ti, bn nn s dng th Kredit. Nh lbn hay i nc ngoi th th Kreditkarte thun Zinn trong vic Anzahlung (t cc) khi check-in khch sn, cng nh s dng cc dch v ca khch sn. Thc t, th Abbuchung i vi khch sn l lng tin mt bn c. Nh vy, khch sn s phi Ablagerung mt lng tin kh ln so vi chi ph khch sn t th Debit (phng nga bn tiu ht lng Zinn Trong th Debit Ca mnh v khng alsh ton c chi ph pht sinh khch sn khi check-out ). Mt s khch sn, thm ch h s h n ch lun vic s dng cc dch v khc ca khch sn (v d nh minibar trong phng bn) khi bn hinterlegung bng th debit. Ngoi ra, th kredit th yn tm l bt c ni keine cng c th alsh ton c trong khi Belastung th mt s ni khng chp nhn thanh ton. Th Visum v Mastercard u lngh th Bin bn nn s dng. Chn debit cho giao dch trong nc v Kredit nc ngoi Belastung l th xi bao nhiu np tin vo von nhiu, cn Kredit th xi truc tr sau. Th tc lm th Belastung n gin hn, ch cn CMND ngoi ra mt s ngn hng cn khuyn mi lm th min ph. Ngc li, th tc lm th Visakredit phc tp hn, c ni bn phi t trc mt khon Zinn ln, c ni bn phi chng minh thu nhp theo hn mc bn chi tiu. Nu bn ch giao dch trong nc, nh mua v my bay chng hn, th bn nn chn th Debit. Ch n cc iu kin c cp th c nhiu bn so schneiden v tin ch v ri ro ca hai loi th. Ti xn ni thm rng nhn qua th Kredit c v nhiu u im hn, tuy nhin iu kin c cp loi th ny Vit Nam li ngt ngho hn. Mt s ngn hng i th chp (s tit kim hoc zinn t cc t 100 n 125 hn mc dng) cn cc ngn hng chp nhn tn chp th bn phi chng minh c thu nhp n nh mc kh, c xc nhnbo lnh c c Quan lm vic hoc c quan h lu nm vi ngn hng vc uy tn tt. Ti dng th Credit c 5 nm, rt tin li. Ti ch c m t y ny l khon tin t cc kh ln ca ti ngn hng ha ls tr li nng li khng tr hng nm, khi nicht ti n hi h mi tr v th tc cng kh lng nhng. Li v hi ca c hai Th Belastung th bn b tin vo ti khon trc khi dng vnb gii hn bi s tin c trong ti khong v Kredit th bn khng cn b tin vo trc v cng ty tn dng cho bn mn xi trc v bn S tr li sau. C 2 th u c nguy c nh nhau. Nu Kredit-Heu-Belastung b ri vo tay Hacker th khi ni ri. Th Debit th bn ch b m t s tin bn gi vo ti khon. V d bn gi vo 1.000 USD th bn ch b mt 1.000 USD thi. Cn Credit th bn c th b mt n vi chc ngn hay vi trm ngn tu vo con s m cng ty tn dng cp cho bn. Xi th Credit th c im cao nu bn khng tr tr hn vs zu iu kin d dng cho bn sau ny nu mun vay mn tin ngn hng u t vo vic g. Im Kredit cng cao th tin li cng thp v ngc li. Cn th Debit th ging nh mc Zinn ti ravy thi. Trong ti bn c bao nhiu th xi von nhiu. Ht th thi. N khng gip t v im s Kredit nng bn khng phi tr tin ho n c ng c ng ty tn dng vo cui thng. Ni v t l thnh cng zinsguthaben. Tiu Quang Tng Nn dng th tn dng Nn dng Kreditkarte bi v th tn dng thuc v ngn hng, c g th d gii quyt cn Debit thuc v mnh khi c vn t mnh bo co gii quyt. Credit lun l mc tiu hng und trong th k ny Mnh Ang lm vic cho mt trong nhng trung tm cung cp hng ha ln nht nh tai California Sicicon Valley. Mnh khuyn bn nn dng th tn dng quc t ca cc ngn hng thay v s dng th Debit. Vi vic s dng Kreditkarten, bn khng phi lo s ri ro mt Zinn khi bn khng nhn c hng ha khi bn mua sm trn mng. Bn vn c th ly li c tin trong vng 60 ny tnh t ng giao dch c thc hin. Th 2, bn khng khi lo s giao dch khng thnh cng khi trong th tn dng lun c sn tin, v bn c th xi trc 30-45 ngy ma khng c tin li ty vo hng th tn dng ca bn. Th 3, bn c th tsch ly im thng v i li quyn li ca bn nu bn hi tt c iu kin hp l c nh cung cp th. Ni tm li, th tn dng l la chn s 1 cho tt c ch ng ta trong th k ny. Mnh tng s dng th Kreditkarte 11 nm nein, v thy la chn mnh khng sai cht nein. Bn c th n li li (1-1,25 Bargeld zurück) Zinn m bn s dng hng ngy. Chc cho bn c nhn nh sng sut nht. Nn dng th Kreditkarte tng th Debit Visa cho cc ln i cng tc nc ngoi, cv th Debit khng tin lm, vo lm th tc Einzahlung th c khc sn chp nhn (nhng kh khn) vc khch sn th khng chp nhn th ny . Nn dng th Kredit Theo kinh nghim ca ti nu phi dng th tr ch chi ph g th hu ht ng ngi M iu dng th Kredit alsh ton. Khi bn tr bng Kredit tc ngn hng cho bn mn Zinn tr tr, sau bn s tr li NH sau mi thng. Cn tr bng Debit tc l bn tr bng Zinn c tht Ca bn Trong ti khon NH. V d nh ngn hng cho bn mun mt th kredit l 1000 bn chc php xi trong khong 1000 lcb mt th hay b nh cp thng zinn cng t ri ro hn (M, ngn hng s iu tra nu thc s bn khng xi s Tin s khng bt bn chu trch nhim). Cn kh bn s dng debit tc bn ang s dng s tin ca bn s ri ro hn nhiu. Chc bn thnh cng Phi hiu r hai loi th thc rabn phi hiu r th Belastung v Kredit khc nhau nh th nein. Th Debit l th m bn s dng tin ca chnh bn, trong ti khon ca bn c bao nhiu bn s dng von nhiu. Th Kredit l th m bn s dng Zinn ca Ngn hng, da trn hn mc tn dng m Ngn hng cp cho bn. NH vy khng th ni l th ohne ri ro hn Heu th no thnh cng hn v hai loi Mrd. s DNG u l th QUC t, quy trnh thanh ton c quy nh bi cc t chc th QUC t nh Visa, Master. Vic s dng th quc t nein ch ph thuc vo bn thn bn mun s dng Zinn ca mnh Heu Zinn vay Ngn hng v lu khi s dng th quc t bn hy tun th nghim ngt cc quy trnh a ra phng ri ro bn vn c Th i li c cin. Gp thm v kin ca bn Lange Ho c th ca bn Lange Ho vi tiu M, Kredit crad l ein ton nht ti thy bn hiu rt sai v mein loi th ny. Ti hin cng sng M v t t n ng nng x dng c hai loi th trn. Trc nht, nhng nh bng trn t M khng bao gi cho bn mn tin mua sm bng th Kreditkarte m khng ly li, nu c ch l Trong mt thi gian ngn hn khuyn khch bn s dng th. Bn ni RNG KHI giao dch BNG Debitkarte m b mt th khng ai GIP v l Dose ca MNH th c l bn cha bao gi mt hoc b mt m khng Bit lm sao. Tht ra, trong thi Bui giao dch BNG Tonne hin i NGY ja vic mt mt tun giao dch nhm Heu tun c tnh gian ln l iu hon ton c th. Vi nhng s c nh vy, d l Abbuchungs Heu Kredit nu ta chng minh c cho nh BNG, ni ang gi Zinn ca MNH Heu ang cho MNH Vay Zinn, nhng giao dch s c trn. H u c th ly c li khon zinn trn. Ti th ngh ngc li vi bn Lange Ho, nu bn mt Zinn Kreditkarte s chng ai mun mt cng i tm gim bn v trc sau g bn cng phi tr khon Zinn ny, vi Debitkarte y cn l uy tn ca ngn hng, Ni ang gi tin ca bn, nu h phc v khng tt, h mt rt nhiu khch hng. Bn nn nh rng, mi mt khch hng gi tin vo s dng Debitkarte l mt hnh thc huy ng vn khng li. Vit Nam th nn dng Schuldtit ts dng c 2 loi th trn, c trong nc v nc ngoi. C mt vi khc Bit trong khu trch nhim thnh ton (c l ch c Vit ni t), ti ngh nu ch V e rw e n d e n n dng Debitkarte. Th Belastung th c bao nhiu dng durch nhiu, cn credit th ch phi Ablagerung. Ti khng gp phi trc trc nein trong vic alsh ton, vy nn Debit hay credit cng nh nhau thi. Vn trh nhim pht sinh khi s c m t m s h hay b n cp, c l quy nh c c n ngn hng Vit nn l c bit nht trn th gii. Thanh ton bng th tn dng nc ngoi th ch c quyn khiu kin trong trng hp s dng khng c php ca ch th. Chng hn M trong TRNG hp mt th, nu khch hng bo ngay cho ngn hng th nu b s DNG tri php, lut M quy nh mc pht ti a l 50 i vi khch hng. Khc hon ton vi V e rw e nd l khh hng phi chu, ngn hng c min trch nhim Mt s trang thng mi in t nh Ebay khch hng sc li th ln nu s dng kreditkarte, bi nu c pht sinh tran ch chp th c th kostenlos Zurück. Chnh v th nn khi Vit nd th thc s khng c khc Bit g ln. Dng th Debit eine Tonne hn. Nu chng kann b mt th th cng lm ch mt trong gii hn ca s d. Th tn dng th ch phi t cc. M, Kreditkarte l eine Tonne nht Ti ang SNG o M, theo ti DNG cerdit Karte l eine Tonne nht, i ti u cng c chp nhn thanh Tonne c, v bn c 30 ngy hon s m khng b Zinn li cho ngn hng Tnh tin li, l bn dng Kreditkarte mua hng. Cn Mrd. DNG Kreditkarte rt Zinn mt th d Nhin ngn hng h thch lm, v bn phi tr Zinn li hng ngy, cng thm cc Zinn ph ph KHC. Trong TRNG hp Kreditkarte CABn chng mt B kann ch cn bn gi bo cho ngn hng s hu Bit l Xong mi chuyn, bn chng phi lo lng g c, d cho k Gian DNG ht Zinn CABn. Ngc li Mrd. DNG Debit-, nu chng mt th b können bn s b mt Zinn CABn Trong Konto ngay lp tc ai chng GIP Mrd. trong TRNG hp ny c. Yl kinh nghim da trn cc thc lm vic ca cc nh bng bn ny, cn Vit Nam th ti khng Bits C 2 uc li th Ring Vi kinh nghim hn 10 nm s dng th tn dng V e rw e rt v e rd e rn v n cc Bn cha hiu rc 2 loi th ti Vit Nam. Th Kredit vn c2 loi: - Tn chp: khng cn k qu, ngn hng s xem xt cp hn mc th da trn uy tn, thu nhp. Trong khi cc ngn hng ti t nhn v c phn kh thong vi hnh thc ny, th nhiu ni vn cn kh cng nhc. - Th chp: phi ng tin qu m bo vi li sut thp v khng c rt ra khi vn cn s dng. Ein s cc ngn hng u c hnh thc ny vi hn mc khc nhau t 5 triu n vi trm triu tu theo s tin k qu. T nhu cu s dng kh ln c ot tr ng n ng nng nnn kim sot ri ro, cc ngn hng pht hnh thm th Belastung kt hp th ATM. Hnh thc ny kh linh ng v ph hp cho i s s ngi dng V e rw e n d e n u n d e n n e n n. Im khc nhau r nht gia th Kredit v debit l ch s c in ni trn th Kredit v in chm trn th Debit. Theo kinh nghim a ring ti, nn cc 2 loi th v th Debit c kt hp ATM s rt zinn d dng mi ni V e rw eit vi chi ph thp hoc min ph, trong khi th kredit rt zinn vi chi ph rt cao (thng l 4 trn tng s Zinn). Trc trc vi th Debit m cc bn nu ra thng l do h thng qun l ca ngn hng hoc loi th (Visa, Master, Amex.), Ch khng phi do Debit khng c chp nnn vc bn ngi nnn tin khng quan tm l Lastschrift, min lh ly c Zinn. V ri ro cao Heu THP, ti ngh l tun s hn mc s DNG, th Kredit hn mc 5 triu tt Nhin s t ri ro hn th Abbuchungs c 100 triu trong ti Khon. Vic qun l ri ro ch yu do cch s dng th hn l loi th. Quyt nh nn chn th nein, anh nn da theo cc yu t sau y: - NGN hng uy tn - Loi th: ti Vit Nam ph Bit nht l Visa, Master nn Zinn cho vic thanh Tonne Hin. Amex hin thi ti Vit Nam khng ph bi lm nn kh bt Zinn. - Chi ph: cn cn nhc v hiu r chi ph, thi gian n hn n, v c ß pht li s s s s c h a ng ng h ng. Yl iu cc ngn hng rt cp vi khch hng nu h khng hi, vcl trn 50 ngi dng th cng khng hiu r cch tnh li sut pht ca ngn hng, ch n khi thy cao qu mi git mnh vas tnh theo li gp ngy . Chc anh a ra quyt nh ng n. Nn s dng th thanh ton Kreditkarte L mt trong nhng ngi cs dng alsh ton giao dch mua bn trn mng nhiu, mnh khuyn bn nn s dng loi th Kreditkarte vnc chp nhn ti nhiu quc gia vtl giao dch thnh cng l kh cao (Gn nh l 99). Khng nhng vy vic qun l th cng n gin hn, thng qua phn h thng qun l online ca mt s ngn hng. Trc y MNH c s DNG Debit ca mt ngn hng kh ni ting Vit Nam (khng Zinn nu tn ra y), nhng sau KHI thanh Tonne th b yu cu xc minh rt PHC tp. Trong khi cc ngn hng Vit Nam li Unterstützung rt km. V d v n n gin l vic xc minh kh n g k ti khon PayPal, ns tr vo ti khon ca mnh mt s tin kh l t 1-2 th phi. Khi mnh yu cu ngn hng cung cp s ny mnh thc Hin vic aktives Konto th ngn hng li khng lm c iu, ri khi giao dch tht Bi mt Zinn th ngn hng bt yu cu vit n rt lng nhng v mt thi gian. Vy theo kinh nghim ca mnh th bn nn s dng loi th Guthaben thc hin cc giao dch. S dng loi th ny c mt s ngn hng c phn qun l online gip bn c th theo di chi tit vic alsh ton v cc giao dch bn thc hinten trong ngy (nh ca mnh), trong trng hp xy ra scs khc phc c Sm nhs können thip ca ngn hng. Vn ri ro khi giao dch khng hn l ph thuk vo loi th m cn nhiu yu t khc, nn mnh khuyn bn khng nn s dng ng chnh (tc l thng Zinn trc Spitze trn th) thanh ton online m bn nn s dng ng Gin Tip alsh ton thng qua cc nh dch v trung gian nh PayPal hay Ein zahlen mi Ca Vit Nam. Chc bn thnh cng trong cc giao dch. Ng Mt Nhn Xt - VNPayPal rt hoan nghnh mi nhn xt ca bn. Mi Bemerkungen s c tr li trong ngy. Bn hy bm vo Abonnieren Sie per E-Mail nhn c email khi c tr li. Nu thc mc CABn khng LinQuan n bi vit th bn vo mc Hallo amp p Ti Kommentar als bn c th chn Anonymous nhn xt nc danh hoc NameURL nhn xt vi tn v a ch Blog. Bn c th Pfostenverbindung ref ca bn ln y, nhng khng c n Verbindung gc. Xem thm Quy nh Kommentar. Beitrag bearbeiten / verbergen Diashow erstellen! Du kannst an Umfragen in diesem Forum nicht mitmachen. T Vn Trc Tuyn: Hint VNPP khng th esy tr Yahoo Messenger c na. Nu c nhu cu cn t vn bn hy lin lc qua a ch mail: supportvnpaypal. VNPP s tr li sm nht khi c th. Vnpp rt tic vi nhng cu hi khng c tr li hoc khng tr li kp trc y. Trong thi gian ti VNPP s c gng tr li tt c n ngg yu cu ca bn qua mail. Vn ng h v tin tng VNPP. Kt Ni Trn Für eine grössere Darstellung klicken Sie auf das Bild. Tuyn - Kim Tin Trc Tuyn. Alle Rechte vorbehalten. KHI LY BI VIT T TRANG NY XIN BN GHI R NGUN T VNPAYPAL
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